Earnup tomore interestthan the national average withour Money Market Special.1.75%MidWestOne MoneyMarket Special0.25%Money MarketNational AwerageSAVINGSEMPOWERED.Take your savings to the next levelwith our Money Market Special.Open our Money Market Special withat least $25,000 in new money to qualify.Balances of $100,000 earn 1.75% APY,guaranteed through January 31, 2020:Offer available for a limited time.Balance to obtain APY$0-$24,999.99$25,000-$99,999.99$100,000-$949,999.99$950,000 and above*APY0.10%1.50%1.75%0.20%IT'S EMPOWERED MONEY MANAGEMENT. I It's the Money Market Special from MidWestOneHudson, WI 404 County Road UUMidWestOneBank.715.377,7180715.386,8700Stillwater, MNNorth Hudson, wI | 80 Sih St N2270 Frontage Rd. W651.439.3050Annual Percentage Yield (APYNational Average APY is accurate for jumbo money markets greater than $100,000 as of December 3, 2018, ascalculated by the FDICRates are guaranteed through January 31, 2020. Beginning February 1, 2020, the following variable interestrate tiers will apply: SO-$9.99999; S0,000-S 24,999.99; s25000-$49,999.99; s50,000-$99.99999; Sio0,000249,999.99, $250000 and above. See a Personal Banker for current rates. Limit one promotional account perWhen interest is paid, your account balance may exceed the minimum balance for the next interest tier. if yourdaily balance exceeds S9 49.99999, the entire balance will earn0. 20% APY Minimum balance to avoid service fees$1,000 for consumer or $2,500 for business). Fees could reduce earnings. Not available for Public Funds or IRAsSee the Business Money Market Account on our website for additional information about fees and termsMidWestOne.comMember FDIC

Date: January 9, 2019

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Earn up to more interest than the national average with our Money Market Special. 1.75% MidWestOne Money Market Special 0.25% Money Market National Awerage SAVINGS EMPOWERED. Take your savings to the next level with our Money Market Special. Open our Money Market Special with at least $25,000 in new money to qualify. Balances of $100,000 earn 1.75% APY, guaranteed through January 31, 2020: Offer available for a limited time. Balance to obtain APY $0-$24,999.99 $25,000-$99,999.99 $100,000-$949,999.99 $950,000 and above* APY 0.10% 1.50% 1.75% 0.20% IT'S EMPOWERED MONEY MANAGEMENT. I It's the Money Market Special from MidWestOne Hudson, WI 404 County Road UU MidWestOne Bank. 715.377,7180 715.386,8700 Stillwater, MN North Hudson, wI | 80 Sih St N 2270 Frontage Rd. W 651.439.3050 Annual Percentage Yield (APY National Average APY is accurate for jumbo money markets greater than $100,000 as of December 3, 2018, as calculated by the FDIC Rates are guaranteed through January 31, 2020. Beginning February 1, 2020, the following variable interest rate tiers will apply: SO-$9.99999; S0,000-S 24,999.99; s25000-$49,999.99; s50,000-$99.99999; Sio0,000 249,999.99, $250000 and above. See a Personal Banker for current rates. Limit one promotional account per When interest is paid, your account balance may exceed the minimum balance for the next interest tier. if your daily balance exceeds S9 49.99999, the entire balance will earn0. 20% APY Minimum balance to avoid service fees $1,000 for consumer or $2,500 for business). Fees could reduce earnings. Not available for Public Funds or IRAs See the Business Money Market Account on our website for additional information about fees and terms MidWestOne.com Member FDIC

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